About Us

The Cross Reference is a directory of Bay County, Florida Christians in business. We hope you enjoy. As always, our advertisers each signed the following statement of faith:

“I have accepted Jesus Christ as my personal Lord and Savior. I believe in the Word of God as contained completely and only in the Old and New Testaments of the Bible (Genesis through Revelation) without any additions or deletions. I also believe in the Holy Trinity: God the Father; God the Son; and God the Holy Spirit.”