We’ll be friends til we’re old and senile, then we’ll be new friends. The great acts of love are done by those who are habitually performing small acts of kindness. Everyone wants happiness, no one wants pain. But you can’t have a rainbow without a little pain. The minute I saw you I knew that an adventure was going to happen. Hey,you!  Stop being  so cute!
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Local Bay County church wins

Click Here to find out WHO & HOW they won!

Get your read on...

Local pastors and others tell us what’s “Close To My Heart”

Local pastors tell us their “Favorite Stories”

Local pastors and business men and women tell us their “Testimony/God Stories”

Local pastors and business men and women answer “Difficult Questions”

Local pastors answer “If this was the very last sermon I would ever preach…”

Get your laugh on...

"If It Weren't For Us Christians"

Have you ever thought to yourself…“If it weren’t for us ‘christians’ there’d be a lot more christians?” I have, in fact I wrote a book on it.

If you don’t mind a cup ‘n a half of truth, 2 shakes of humor and just a pinch of sarcasm, check out a sample here.

You can order “If It Weren’t For Us Christians”  from Amazon by clicking on this link.

By the way, our book hit “Number 10 on Amazon’s best-seller list. Yippie!

What is The Cross Reference?

The Cross Reference is a directory of  Panama City / Bay County, Florida Christians in business. We hope you enjoy. As always, our advertisers each signed the following statement of faith:

“I have accepted Jesus Christ as my personal Lord and Savior. I believe in the Word of God as contained completely and only in the Old and New Testaments of the Bible (Genesis through Revelation). I also believe in the Holy Trinity: God the Father; God the Son; and God the Holy Spirit.”

Our Mission Statement

Galatians 6:10 which says in effect: “As Christians, we are to help everyone, but in particular, members of the household of faith.”