New exciting additions coming this year!

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A thankful heart doubles our blessings, causing us to enjoy them twice—when we receive them, and when we remember them.

"A thankful heart doubles our blessings, causing us to enjoy them twice—when we receive them, and when we remember them."

~Unknown
I want to be the reason you look down at your phone and smile…and walk into a telephone pole.

"I want to be the reason you look down at your phone and smile…and walk into a telephone pole."

~Unknown
Christianity is not “an idea in the air.”  It is feet on the ground going God’s way.

"Christianity is not “an idea in the air.” It is feet on the ground going God’s way."

~Frederick W. Brink
Every Christian needs a half an hour of prayer each day, except when he is busy, then he needs an hour.

"Every Christian needs a half an hour of prayer each day, except when he is busy, then he needs an hour."

~Francis de Sales
The great acts of love are done by those who are habitually performing small acts of kindness.

"The great acts of love are done by those who are habitually performing small acts of kindness."

~Victor Hugo

19 Short Christian Stories You Won't Believe. But true!

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Get your laugh on...

Get your read on...

Local pastors and others tell us what’s “Close To My Heart”

Local pastors tell us their “Favorite Stories”

Local pastors and business men and women tell us their “Testimony/God Stories”

Local pastors and business men and women answer “Difficult Questions”

Local pastors answer “If this was the very last sermon I would ever preach…”

What is The Cross Reference?

The Cross Reference is a directory of  Panama City / Bay County, Florida Christians in business. We hope you enjoy. As always, our advertisers each signed the following statement of faith:

“I have accepted Jesus Christ as my personal Lord and Savior. I believe in the Word of God as contained completely and only in the Old and New Testaments of the Bible (Genesis through Revelation). I also believe in the Holy Trinity: God the Father; God the Son; and God the Holy Spirit.”

Our Mission Statement

Galatians 6:10 which says in effect: “As Christians, we are to help everyone, but in particular, members of the household of faith.”