New exciting additions coming this year!

Don’t miss out, call bobby at 850-866-1299 today!

The great acts of love are done by those who are habitually performing small acts of kindness.

"The great acts of love are done by those who are habitually performing small acts of kindness."

~Victor Hugo
I’d take a nerf bullet for you.

"I’d take a nerf bullet for you."

~Unknown
When I count my blessings, I count you twice.

"When I count my blessings, I count you twice."

~Irish Saying
No matter how you feel, get up, dress up, show up and never give-up!

"No matter how you feel, get up, dress up, show up and never give-up!"

~Unknown
Every Christian occupies some kind of pulpit and preaches some kind of sermon everyday.

"Every Christian occupies some kind of pulpit and preaches some kind of sermon everyday."

~Unknown

19 Short Christian Stories You Won't Believe. But true!

  • Weather Forecast
  • Fishing Forecast
  • Live Beach Cams
  • Tides
  • Local Government
  • News Outlets
  • And many more useful LOCAL links

Get your laugh on...

Get your read on...

Local pastors and others tell us what’s “Close To My Heart”

Local pastors tell us their “Favorite Stories”

Local pastors and business men and women tell us their “Testimony/God Stories”

Local pastors and business men and women answer “Difficult Questions”

Local pastors answer “If this was the very last sermon I would ever preach…”

What is The Cross Reference?

The Cross Reference is a directory of  Panama City / Bay County, Florida Christians in business. We hope you enjoy. As always, our advertisers each signed the following statement of faith:

“I have accepted Jesus Christ as my personal Lord and Savior. I believe in the Word of God as contained completely and only in the Old and New Testaments of the Bible (Genesis through Revelation). I also believe in the Holy Trinity: God the Father; God the Son; and God the Holy Spirit.”

Our Mission Statement

Galatians 6:10 which says in effect: “As Christians, we are to help everyone, but in particular, members of the household of faith.”